Water damage from burst pipes, leaks, flooding, or appliance failures can devastate a home or business. GBY Public Adjusters is a licensed New York public adjusting firm (License #PA-1971085) that helps property owners throughout New York file and win water damage insurance claims. We work for you, not your insurance company.

Why Hire a Public Adjuster for a Water Damage Claim?

Water damage claims are frequently underpaid or denied. Insurance companies often dispute the cause, scope, or extent of the damage. Their adjuster works to protect their bottom line. GBY Public Adjusters works to protect yours.

We handle every step of your claim:
– Identify and document the full scope of water damage
– Determine the source and cause to properly support your claim
– Review your policy for all applicable coverages including mold remediation
– Prepare a detailed, professional claim estimate
– Negotiate directly with your insurer for the maximum settlement

Types of Water Damage We Handle

We represent property owners for all types of water damage including:
– Burst or frozen pipe damage
– Roof leaks and water intrusion
– Appliance failures (washing machine, dishwasher, water heater)
– Sewage backup and overflow
– Storm-related flooding and water infiltration
– Mold resulting from water damage
– Damage to floors, walls, ceilings, and personal property

Frequently Asked Questions

Will my insurance cover water damage?
Most standard homeowner policies cover sudden and accidental water damage. Gradual leaks and flood damage (which requires separate flood insurance) are often excluded. We review your specific policy and fight for every dollar you are entitled to.

How quickly do I need to act?
Immediately. Water damage worsens quickly and delays can give insurers grounds to reduce your claim. Call us as soon as the damage occurs.

Do you serve all of New York?
Yes. We serve all of New York State with a focus on Rockland County, Orange County, and the Hudson Valley.

Call GBY Public Adjusters at (845) 456-6699 or submit a free claim review at our Services page. No upfront fee — we only get paid when you do.