Did a fire damage your home or business in New York? GBY Public Adjusters is a licensed New York public adjusting firm (License #PA-1971085) that specializes in fire damage insurance claims. We work exclusively for you — not the insurance company — to make sure your claim is documented completely and settled for the maximum amount you are owed.

Why You Need a Public Adjuster After a Fire

Fire damage claims are among the most complex and highest-value insurance claims. Insurance companies send their own adjusters to assess the damage — but those adjusters work for the insurer, not for you. Their job is to minimize the payout. Our job is the opposite.

GBY Public Adjusters steps in immediately to:
– Document all structural damage, smoke damage, and personal property loss
– Review your insurance policy to identify every coverage that applies
– Prepare a complete, itemized claim using professional estimation tools
– Negotiate directly with your insurance company on your behalf
– Fight for the full settlement you deserve

What We Handle in Fire Damage Claims

Fire damage goes far beyond what burned. We document and claim:
– Structural damage to walls, ceilings, floors, and roof
– Smoke and soot damage throughout the property
– Water damage from firefighting efforts
– Damage to personal property, furniture, and electronics
– Additional living expenses if you are displaced from your home
– Loss of business income for commercial property owners

Frequently Asked Questions

How much does a public adjuster cost?
We work on contingency — you pay nothing upfront. Our fee is a percentage of the settlement we recover for you. If we don’t recover anything, you owe nothing.

How soon should I call after a fire?
Call us immediately. The earlier we get involved, the stronger your claim will be. Do not sign anything from your insurance company before speaking with us.

Do you serve all of New York?
Yes. We serve all of New York State, with a focus on Rockland County, Orange County, and the surrounding Hudson Valley region.

Call GBY Public Adjusters today at (845) 456-6699 or visit our Services page to submit a free claim review request. There is no upfront fee and no obligation.